The Quick Answer: Yes, SIPPs can own commercial property, including offices, shops, pubs, and land. SIPPs cannot own residential property except in specific circumstances. Property can be bought outright or with up to 50% borrowing through a Self-Invested…
Investing in commercial property can be an attractive way to diversify your portfolio and generate passive income. However, navigating the complexities of property ownership, especially within a SIPP (Self-Invested Personal Pension) structure, can be daunting. This guide will…
It is important that the beneficiaries seek Regulated Financial Advice before they make any decisions. This is a complex area and can have tax implications. But the options are: Sell the property that is within the SIPP Purchase…
Learn the latest SIPP inheritance tax (IHT) rules for 2026 to save money. The following is intended to introduce what happens to your SIPP when you die, but it is a complex area, and tax rules are subject…
The Quick Answer: Can I open a SIPP for my granddaughter? Yes, you can contribute to a Junior SIPP for a grandchild, but the account must usually be opened by their parent or legal guardian. Once opened, anyone…
There are 2 different outcomes here, depending on who will inherit the ISA. Since 5th April 2018 If your ISA is being left to your spouse or civil partner they can inherit your ISA allowance. As well as their normal ISA allowance…
Gaps in your National Insurance record? It is not unusual to have gaps in your national insurance contributions, particularly if you are female or self-employed. There are various reasons why gaps can form: You stop work/ go part…